Appraisal services for Cornwall On Hudson and Orange County homeowners

See the top reasons NY homeowners need George R. Pinkham:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NY divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Orange County or the state of NY

Do you own a house in or near Cornwall On Hudson? Do you need help deciding the value of your real estate?
Contact George R. Pinkham.

At George R. Pinkham, we understand the individual needs of a homeowner seeking appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at George R. Pinkham are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Orange county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an expert appraisal from George R. Pinkham is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. George R. Pinkham can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? George R. Pinkham offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.